Individual Travel Insurance
Traveling abroad for business or pleasure can be an exciting experience; however, a medical emergency can arise at any time and the lack of appropriate insurance could expose you to serious financial liability. Travel insurance provides coverage for emergency medical treatment, emergency medical evacuation should the local facilities be inadequate and a number of other benefits. Each plan offers a choice of geographic area of coverage, policy deductible/excess and, in some cases, coverage limit.
Please select the type of insurance that you need from the menu below. For help in identifying the right solution for your situation, please contact an MHG insurance specialist for assistance.
SINGLE TRIP INSURANCE
Atlas Travel Series
Short-term health insurance for individuals traveling outside their Home
Country from five days up to a maximum of one year.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year, extendable up to two more years
- Your choice of deductible/excess $ 0 to $ 2,500
- Maximum limits from $ 50,000 to $ 1,000,000
- Emergency air/ground transportation to the nearest qualified hospital
- Repatriation of remains in the event of a covered injury or illness
- Emergency dental treatment to a maximum benefit of $ 100
- Treatment of complications during the first 26 weeks of pregnancy
- Pre-trip health and safety advisories - Current passport, visa, inoculation and vaccine requirements as well as travel safety advisories and lost passport assistance
- Emergency message relay to your family, friends and co-workers, helping you to maintain contact during an emergency
- Extreme sports rider optional
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
- Same day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Patriot Travel
Addresses the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year
- Your choice of deductible/excess $ 0 to 2,500
- Maximum limits from $ 50,000 to $ 2,000,000
- Emergency dental treatment to a maximum benefit of $ 100
- Emergency air/ground transportation to the nearest qualified hospital
- Identity theft assistance
- Extreme sports, leisure sports and return rider (provides temporary medical coverage for non US citizens returning to their country of citizenship) optional
- Option to add trip cancellation insurance (includes financial default of airline)
- Next day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Patriot Platinum Travel Medical Insurance
Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
- Your choice of deductible/excess from $ 0 to $ 25,000
- Maximum Limits from $ 1,000,000 to $ 8,000,000
- Freedom to seek treatment with hospital or doctor of your choice
- Access to Global Concierge & Assistance Services - extended services handled by a dedicated service team
- Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
- Trip cancellation, travel delay and baggage delay benefits available
- Universal Rx pharmacy discount savings
- 12 month benefit period
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Patriot Green Travel Medical Insurance
Designed for the environmentally conscious international traveler that is serious about sustainable and responsible tourism and is looking for eco-friendly benefits.
- Maximum Limits from $ 50,000 to $ 2,000,000
- Your choice of deductible/excess from $ 0 to $ 2,500
- Freedom to seek treatment with hospital or doctor of your choice
- Trip cancellation, travel delay, and baggage delay benefits available
- Donations made to an environmental organization in an effort to offset carbon footprint
- Optional Eco Sports Rider available
- Paperless product
- Universal Rx pharmacy discount savings
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
- Next day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Beacon Travel Medical Insurance
Short-term health insurance for individuals traveling outside their Home Country from five days up to a maximum of one year.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year, extendable up to two more years
- Maximum Limits from $ 50,000 to $ 2,000,000
- Six month benefit period
- Repatriation of remains in the event of a covered injury or illness
- $ 250 emergency dental on policies with more than 90 days
- End of trip coverage up to 30 days
- $ 100/day trip delay/missed connection
- International Client Assistance
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Sky Rescue Emergency Evacuation Insurance
For those travelers who need to fill the gaps in their international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and emergency assistance services.
- Covers all nationalities traveling outside their home country for periods of three months, six months or 12 months and can be rewritten for succeeding or subsequent periods
- Personal liability coverage (injury to a third person) up to $ 2,000 after a $ 100 special deductible/excess
- Personal liability coverage (damage to a third person's property) up to $ 500 after a special $ 100 deductible/excess
- No deductible/excess except for the personal liability coverage
- Wide range of international emergency benefits available including evacuation, emergency reunion, return of mortal remains and return of minor children
- Optional enhanced accidental death and dismemberment
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
ANNUAL MULTI-TRIP INSURANCE
Atlas Professional
Designed for executives that take multiple trips throughout the year outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium.
- 12 month comprehensive medical policy with coverage for multiple trips of 30 days duration or less
- Maximum Limit of $ 1,000,000
- $ 250 Deductible/excess per person, per trip
- Emergency air/ground transportation to the nearest qualified hospital
- Repatriation of remains in the event of a covered injury or illness
- Emergency dental treatment to a maximum benefit of $ 100
- Treatment of complications during the first 26 weeks of pregnancy
- Optional extreme sports and terrorism riders available
- Pre-trip health and safety advisories - current passport, visa, inoculation and vaccine requirements as well as travel safety advisories
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
- Same day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
Patriot Executive Medical Insurance
Designed for executives that take multiple trips throughout the year outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium.
- 12 month comprehensive medical policy with coverage for multiple trips of 30 days duration or less
- $ 250 deductible/excess per each covered illness
- Maximum Limit of $ 1,000,000
- Emergency air/ground transportation to the nearest qualified hospital
- Repatriation of remains in the event of a covered injury or illness
- Emergency dental treatment to a maximum benefit of $ 100
- Includes terrorism and extreme sports coverage
- Pre-trip health and safety advisories - current passport, visa, inoculation and vaccine requirements as well as travel safety advisories
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
- Same day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
ADVENTURE/EXTREME SPORTS INSURANCE
Patriot Adventure/Extreme Insurance
Designed for adventurous international travelers who intend to participate in the thrill of adventure sports and realize that their current medical plan does not cover certain hazardous sports and activities.
- Designed for the international traveler who engages in extreme sports
- Maximum Limit of $ 50,000
- $ 250 deductible/excess per period of coverage
- Covers injuries incurred during non-contact amateur athletic activities such as bungee jumping, caving, scuba diving (to 50m), heli skiing and skydiving. See brochure for full list
- Emergency evacuation and reunion, return of remains and political evacuation included
- Medical benefits include hospital room and board, intensive care, medical expenses, emergency room accident, emergency illness, dental injury due to accident
- Maximum age for policy issue is 49
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
- Same day coverage available
[LEARN MORE] [VIEW BROCHURE] [GET QUOTE & APPLY]
INDIVIDUAL
GROUP / BUSINESS
INTERNATIONAL MEDICAL
TRAVEL
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