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Choosing your General Liability Insurance

General liability insurance is secured to protect the insured from the potential risks and liabilities imposed by lawsuits or similar claims that may arise out of bodily injury, property damage, or product malfunctions. In the event of a slip and fall on your company's property, the injured party may choose to sue the company to recover medical or "pain and suffering" costs. Under a general liability policy, usually the insurance carrier pays the legal expenses incurred while representing the insured in the event of a lawsuit. This amount alone can be substantial enough to bankrupt many businesses, and is one of many important reasons to make sure your business is property insured.

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