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Travel Insurance
SINGLE TRIP INSURANCE
Atlas Travel Series
Short-term health insurance for individuals traveling outside their Home
Country from five days up to a maximum of one year.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year, extendable up to two more years
- Your choice of deductible/excess $ 0 to $ 2,500
- Maximum limits from $ 50,000 to $ 1,000,000
- Emergency air/ground transportation to the nearest qualified hospital
- Repatriation of remains in the event of a covered injury or illness
- Emergency dental treatment to a maximum benefit of $ 100
- Treatment of complications during the first 26 weeks of pregnancy
- Pre-trip health and safety advisories - Current passport, visa, inoculation and vaccine requirements as well as travel safety advisories and lost passport assistance
- Emergency message relay to your family, friends and co-workers, helping you to maintain contact during an emergency
- Extreme sports rider optional
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
- Same day coverage available
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Patriot Travel
Addresses the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year
- Your choice of deductible/excess $ 0 to 2,500
- Maximum limits from $ 50,000 to $ 2,000,000
- Emergency dental treatment to a maximum benefit of $ 100
- Emergency air/ground transportation to the nearest qualified hospital
- Identity theft assistance
- Extreme sports, leisure sports and return rider (provides temporary medical coverage for non US citizens returning to their country of citizenship) optional
- Option to add trip cancellation insurance (includes financial default of airline)
- Next day coverage available
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Patriot Platinum Travel Medical Insurance
Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
- Your choice of deductible/excess from $ 0 to $ 25,000
- Maximum Limits from $ 1,000,000 to $ 8,000,000
- Freedom to seek treatment with hospital or doctor of your choice
- Access to Global Concierge & Assistance Services - extended services handled by a dedicated service team
- Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
- Trip cancellation, travel delay and baggage delay benefits available
- Universal Rx pharmacy discount savings
- 12 month benefit period
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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Patriot Green Travel Medical Insurance
Designed for the environmentally conscious international traveler that is serious about sustainable and responsible tourism and is looking for eco-friendly benefits.
- Maximum Limits from $ 50,000 to $ 2,000,000
- Your choice of deductible/excess from $ 0 to $ 2,500
- Freedom to seek treatment with hospital or doctor of your choice
- Trip cancellation, travel delay, and baggage delay benefits available
- Donations made to an environmental organization in an effort to offset carbon footprint
- Optional Eco Sports Rider available
- Paperless product
- Universal Rx pharmacy discount savings
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
- Next day coverage available
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Beacon Travel Medical Insurance
Short-term health insurance for individuals traveling outside their Home Country from five days up to a maximum of one year.
- Covers all nationalities traveling outside their home country from five days up to a maximum of one year, extendable up to two more years
- Maximum Limits from $ 50,000 to $ 2,000,000
- Six month benefit period
- Repatriation of remains in the event of a covered injury or illness
- $ 250 emergency dental on policies with more than 90 days
- End of trip coverage up to 30 days
- $ 100/day trip delay/missed connection
- International Client Assistance
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
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Sky Rescue Emergency Evacuation Insurance
For those travelers who need to fill the gaps in their international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and emergency assistance services.
- Covers all nationalities traveling outside their home country for periods of three months, six months or 12 months and can be rewritten for succeeding or subsequent periods
- Personal liability coverage (injury to a third person) up to $ 2,000 after a $ 100 special deductible/excess
- Personal liability coverage (damage to a third person's property) up to $ 500 after a special $ 100 deductible/excess
- No deductible/excess except for the personal liability coverage
- Wide range of international emergency benefits available including evacuation, emergency reunion, return of mortal remains and return of minor children
- Optional enhanced accidental death and dismemberment
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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T.R.I.P. CANCELLATION INSURANCE
Patriot T.R.I.P. Travel Insurance
Designed to provide essential coverage for trip cancellation, travel and baggage delays, and emergency medical treatment.
- Trip Cancellation/Interruption up to $20,000 (per person) of the amount of your trip you elected to protect. See brochure for listing of covered events
- Travel Delay up to $500 per person. See brochure for listing of covered events
- Baggage and personal possessions up to $1,000 per person
- Baggage delay up to $100 per person
- Emergency medical/dental expenses up to $10,000 per person
- Emergency medical evacuation/repatriation up to $20,000 per person
- Emergency reunion or return of mortal remains up to $3,000 per person
- Common carrier accidental death and dismemberment up to $100,000 per person
- Product only available to US residents
- Plan Administrator is International Medical Group and is underwritten by Sirius America Insurance Company of NY and NOVA Casualty Company of Buffalo, NY
- Next day coverage available
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Patriot T.R.I.P. Elite Travel Insurance
Premier program offering top-notch services and benefits to travelers whose covered trip is cancelled or interrupted due to unforeseen circumstances.
- Trip Cancellation up to $20,000 (per person) of the amount of your trip you elected to protect. Â See brochure for listing of covered events.
- Trip Interruption up to 150% of the amount of your trip you elected to protect, per person Applies to the same events covered under trip cancellation
- Travel Delay up to $1,000 per person ($200 per day after 24 hours or $500 for a missed connection). See brochure for listing of covered events
- Baggage and Personal Possessions up to $2,000 per person
- Baggage delay up to $500 per person
- Emergency medical/dental expenses up to $50,000 per person
- Emergency medical evacuation/repatriation up to $1,000,000 per person
- Emergency reunion or return of mortal remains up to $3,000 per person
- Common carrier accidental death and dismemberment up to $100,000
- Coverage for a violent attack up to $250 per person
- Product only available to US residents
- Plan Administrator is International Medical Group and is underwritten by Sirius America Insurance Company of NY and NOVA Casualty Company of Buffalo, NY
- Next day coverage available
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INTERNATIONAL MEDICAL INSURANCE
Global Medical Insurance
Long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world.
- Major medical insurance for individuals and families with three plan options: Silver, Gold, Platinum
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $5,000,000 lifetime overall limit (Silver and Gold plans); $ 8,000,000 lifetime overall limit (Platinum plan)
- Includes emergency evacuation, emergency reunion (not available on Silver Plan) and repatriation of remains
- Maternity: Can be purchased as an optional rider on Silver and Gold Plans with a $50,000 limit
- First two children under 10 are free for first year
- Prescription drug coverage
- Wellness: Available on Gold and Platinum Plans after serving 12 months of continuous coverage
- SCUBA: Available on Gold and Platinum Plans
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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Global Select
GlobalSelect is designed to give you the choice and flexibility to help meet your private medical insurance needs, wherever you choose to be covered in the world. You and your family can choose from a wide range of coverage options and have the freedom to choose any hospital, clinic, or doctor available in your area of coverage.
- Major medical insurance for individuals, families or groups living or working worldwide
- Choice of four highly competitive plans: HeadStart, Basic, Standard and Executive
- £1,000,000/$ 1,800,000/€1,500,000 Overall Aggregate maximum per person (HeadStart and Basic plans); £1,500,000/$ 2.7M/€2,250,000 Overall Aggregate maximum per person (Standard plan); £5,000,000/$9,000,000/€7,500,000 Overall Aggregate maximum per person
- Available in three currencies, GBP£, $$ and Euro€
- Home country/domestic coverage available
- 24Hr Emergency Medical and Evacuation Helpline
- Optional personal accident and hospital income plans
- First child under 10 is free
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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Meridian Basic & Enhanced
Meridian Enhanced is an ideal plan for those seeking top-tier benefits at a premium point that is extremely attractive for those seeking value in the international insurance market. Meridian Basic is a great option for those who need significant coverage and are comfortable having a benefit schedule, which provides defined levels of coverage for various medical services.
- Worldwide Major medical insurance for individuals and families
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- Choice of two plans: Meridian Basic or Meridian Enhanced
- $2,000,000 maximum limit (Meridian Basic plan); $5,000,000 maximum limit (Meridian Enhanced plan)
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 12 months of continuous coverage on the Meridian Enhanced plan; not included on the Meridian Basic plan but may be purchased as a rider
- Wellness benefit after serving 12 months of continuous coverage
- Optional dental insurance, term life insurance and accidental death & dismemberment coverage available
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
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Meridian Clear
The Meridian Clear plan is a rapid issue plan that provides long-term coverage to applicants without requiring them to fill out a lengthy medical questionnaire.
- Major medical insurance for individuals, families or groups living or working worldwide
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $2,000,000 maximum limit
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 24 months of continuous coverage
- Wellness benefit after serving 24 months of continuous coverage
- Optional dental insurance, term life insurance and accidental death & dismemberment coverage available
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
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Specialty medical insurance plans for marine crew
For additional plan options, please see the international medical insurance plans for expatriates.
Shoreside Health Insurance Plan℠
The Shoreside Health Insurance Plan℠ is for seafarers working in the cruise industry who are seeking coverage for private medical expenses for accidents and illnesses arising between contracts or while on vacation.
- Provides coverage while between contracts or while on vacation
- Costs as little as $ 2.08/day with $ 100 deductible per policy year
- Covers all nationalities worldwide from 60 to 180 vacation days per year
- Option to exclude the US and Canada for reduced premiums
- Standard plan covers acute sickness and accident including SCUBA and winter sports to a limit of $ 500,000. Coverage for extreme sports is also available as an optional extra.
- Treatment costs are covered until you return to work or until 6 months from the date the condition started, whichever comes sooner.
- The plan will not pay for conditions which already existed before you sign off the ship or before your policy began.
- Accidental death benefit of $ 25,000
- Valid worldwide in any hospital with any doctor
- Simple online enrollment with next day coverage available
- The plan is administered by International Medical Group, USA and underwritten by Sirius International Insurance, Sweden.
This plan is only available to cruise ship crew employed on non-US flagged vessels.
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Global Crew Medical Insurance
Individual, comprehensive and portable international medical insurance designed specifically for professional marine crew.
- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $5,000,000 lifetime overall limit
- Emergency medical evacuation
- SCUBA and amateur sailboat racing included
- Transferable to IMG's yacht group plan (IMMI)
- Optional maternity cover
- Optional term life insurance, including AD&D
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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CrewSelect International
CrewSelect is designed specifically for marine groups and individuals. Two plan options are available with an assortment of benefits. Both options allow you to pre-designate one of three currencies for payment of premium and receipt of benefits.
- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $8,000,000 policy maximum
- Optional Term Life and Daily Indemnity
- Premium and benefits paid in one of three currencies you select
- Recreational Water Sports coverage
- Scuba Diving down to 30 meters
- Special Crew Member Return benefit
- Out-of-Country Legal Expense
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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